Automated Pension Payment Pakistan Military Accounts Department

Valued Pensioners

In order to ensure implementation of orders of Supreme Court of Pakistan on payment of pension of all existing and new pensioners by all banks through DCS mode , we urge all existing pensioners(who haven’t converted to DCS) to cooperate with our office by conversion to Direct Credit System.
In case of any enquiry please contact at the following e-mail:


Special Facility

“Get your pension directly deposited in your bank.”

Valued Pensioner: You can now receive your monthly pension directed in your account maintained in any scheduled bank including National Saving Centre. You simply need to send us the option form attested by the bank of your choice. By opting for this system, your monthly Pension will be automatically credited to your bank account on the first of every month, without sending any bills.


Modes of Monthly Pension Payments

Direct Credit System
  • Fill the option form and get it verified by the bank of your choice.
  • Automatic deposit of monthly pension in your bank.
  • No need to send bills. Annual increases are automatically included.
  • Advantage: interaction with the workflow system rather than individuals.



Pensioners' Facilitation
One-Window Service Center Attending the queries and concerns of our valued clients is our top priority.
 Our Facilitation Center provides one-window service for queries and document processing.
 Feel free to visit our officers in case of any further query or complaint.
Normal complaints are handled by DCMA and Group Officer. More

About PMAD

Latest Project

Pakistan Military Accounts Department (PMAD) is an attached Department of Ministry of Defence mainly responsible for making payments to the Armed Forces, maintaining accounts thereof and rendering financial advice to defence authorities. It also has a well established internal audit mechanism in the form of Local Audit offices functioning under the Controller of Local Audit (Defence Services).


Govt. Order

Grant of Increase in Pension to Pensioners of The Federal Government

Grant of Increase in Pension to Civil Pensioners of the Federal Government as well as Retired Armed Forces Personnel:: Finance Division (Regulation Wing) O.M. F. No. 4(1)-Reg.6/2021-486

July 08, 2021

Download O.M. »

Pension Payment Through Direct Credit
System (DCS)

Finance's letter No. 12(9)-Reg.6/2012(pt)-1453 dated 5th January, 2016 regarding payment of pension through DCS and to state that following clarifications are hereby made.
Finance Division (Regulation Wing) No. 12(9)-Reg.6/2012 Dated
6th January, 2021



Our Contact Nos
Facilitation Centre: 051-9270738, 051-9272492
Controller: 051-9270740, Dy. Controller: 051-9070739
Exchange No. 051-9270721-28 Extension: 273, Fax: 051-9273612